AI · Comparison guide

ChatGPT vs Claude vs Gemini vs Copilot

The four leading AI assistants compared for business use: strengths, pricing, integrations with Microsoft and Google, data controls and which to roll out.

By WhatsTheStack Editorial TeamUpdated

Illustration of an AI assistant chat with sparkles

ChatGPT, Claude, Gemini and Microsoft Copilot are the AI assistants most businesses evaluate. All four write, summarise, analyse and answer questions well. The differences that matter for a business are where each one lives (standalone app vs inside Microsoft 365 or Google Workspace), what data it can use, how it is priced and how it is governed.

AI products change monthly, so treat this guide as a framework. Re-check plans and features before buying, and pilot with your own tasks.

The bottom line

If you are a Google Workspace company, start with Gemini — it is likely already included. If you are a Microsoft 365 company, start with Copilot Chat and license Microsoft 365 Copilot for heavy Office users. For a standalone assistant, ChatGPT is the most versatile and Claude is the strongest for long-form writing and document analysis. Many teams use two.

The contenders

  1. 1
    Best all-round assistantChatGPT
    8.6Editorial score 8.6 out of 10
  2. 2
    Best for writing and long documentsClaude
    8.4Editorial score 8.4 out of 10
  3. 3
    Best for Google WorkspaceGoogle Gemini
    8.4Editorial score 8.4 out of 10
  4. 4
    Best for Microsoft 365Microsoft 365 Copilot
    8.5Editorial score 8.5 out of 10

Scores are editorial assessments based on research. Prices are indicative.

1. Best all-round assistant

ChatGPT

Researched
8.6Editorial score 8.6 out of 10

The most versatile assistant, with custom GPTs, data analysis, image generation and a broad ecosystem.

ChatGPT handles drafting, analysis, coding help, image generation, web search and file analysis in one interface. Business plans add a shared workspace, admin controls and data excluded from training by default.

Ideal for: Mixed-tool teams wanting one general assistant.

Watch out for: Business plans add per-seat cost on top of your suite.

Pros

  • Very broad capabilities
  • Strong ecosystem and custom GPTs
  • File and data analysis

Cons

  • Can produce confident errors
  • Usage limits vary by plan
From Free tier; business plans from around $25–30 / user / month (indicative)Read full review
2. Best for writing and long documents

Claude

Researched
8.4Editorial score 8.4 out of 10

Strong writing, careful reasoning and Projects for working with long reference material.

Claude excels at reading long documents, careful writing, reasoning and coding assistance. Team and enterprise plans add shared projects, admin controls and data protections suited to business use.

Ideal for: Writers, analysts, legal and technical teams.

Watch out for: Team plan has a minimum seat count.

Pros

  • Strong long-context handling
  • High-quality writing
  • Projects for shared context

Cons

  • Usage caps on lower tiers
  • Fewer built-in media tools
From Free tier; team plans from around $25–30 / user / month (indicative)Read full review
3. Best for Google Workspace

Google Gemini

Researched
8.4Editorial score 8.4 out of 10

Built into Gmail, Docs, Sheets and Meet and included in many Workspace plans.

Gemini provides a standalone assistant plus AI features across Google Workspace. For businesses already using Gmail, Docs and Drive, it brings AI to where the work already happens.

Ideal for: Companies running on Google Workspace.

Watch out for: Most valuable inside Google's apps.

Pros

  • Native in Gmail, Docs, Sheets
  • Strong multimodal features
  • Workspace admin controls

Cons

  • Best experience requires Workspace
  • Feature availability varies by plan
From Free tier; included with many Google Workspace business plans (indicative)Read full review
4. Best for Microsoft 365

Microsoft 365 Copilot

Researched
8.5Editorial score 8.5 out of 10

AI inside Word, Excel, Outlook and Teams, grounded in your organisation's data.

Microsoft 365 Copilot brings AI into Office apps and Teams, drawing on your emails, files and meetings through Microsoft Graph. It respects existing Microsoft 365 permissions, which makes good permission hygiene essential.

Ideal for: Microsoft 365 organisations.

Watch out for: Microsoft 365 Copilot is a paid add-on.

Pros

  • Deep Office integration
  • Uses organisational context
  • Enterprise-grade admin and compliance

Cons

  • Relatively expensive add-on
  • Requires good permission hygiene
From Add-on licence around $30 / user / month for business plans (indicative)Read full review

Comparison table

ToolBest forScoreFrom (indicative)Free plan
ChatGPTBest all-round assistant8.6Free tier; business plans from around $25–30 / user / monthYes
ClaudeBest for writing and long documents8.4Free tier; team plans from around $25–30 / user / monthYes
Google GeminiBest for Google Workspace8.4Free tier; included with many Google Workspace business plansYes
Microsoft 365 CopilotBest for Microsoft 3658.5Add-on licence around $30 / user / month for business plansYes

Feature matrix

AI assistants compared for business (indicative)
FeatureChatGPTClaudeGoogle GeminiMicrosoft 365 Copilot
Free tierYesYesYesCopilot Chat (eligible accounts)
Team price (indicative)~ $25–30 / user~ $25–30 / userIncluded in many Workspace plans~ $30 / user add-on
Native app integrationConnectorsConnectors / integrationsGmail, Docs, Sheets, MeetWord, Excel, Outlook, Teams
Company data groundingConnectorsProjects and integrationsGoogle DriveMicrosoft Graph
Custom assistantsCustom GPTsProjectsGemsCopilot agents
Image generationYesNot a core featureYesYes
Business data used for training by defaultNo (business plans)No (business plans)No (Workspace)No (business)

Based on vendor documentation and public plan pages; features change often, so confirm on the plan you intend to buy.

Choose by ecosystem first

The biggest productivity gains come from AI that works where you already work. If your team lives in Gmail and Docs, Gemini's integration is hard to beat. If it lives in Outlook, Teams and Excel, Copilot has the edge. Standalone assistants like ChatGPT and Claude are more flexible and often more capable for open-ended work.

Run a structured pilot

  1. Pick 10–20 users across roles.
  2. List the top ten tasks each role wants help with.
  3. Run the same tasks in two assistants for two weeks.
  4. Score quality, time saved and ease of use.
  5. License by role based on results.

Set an AI usage policy

  • Which data can be shared with AI tools
  • Which tools are approved (and which are not)
  • When output must be checked by a human
  • How to cite or disclose AI assistance
  • Who owns admin settings and retention

How we chose

  • We compared the four AI assistants small businesses shortlist most often, using vendor documentation, public plan pages, trust pages and our full reviews of each product.
  • Scores are the same weighted scores shown on each review; the overall score is calculated from six criteria and is never typed in by hand. Affiliate relationships have no influence on scores or order.
  • We compared ecosystem integration, data grounding, admin controls, pricing and stated data-use policies for business plans.
  • Matrix entries describe typical plans as of the update date. Features and limits change frequently — confirm details on the exact plan you intend to buy.

Read our full scoring methodology →

Avoid paying twice

Check whether your Google Workspace or Microsoft 365 plan already includes AI features before buying standalone seats.

License by role

Heavy users justify paid seats; light users may manage with free or included options.

Review data terms

Confirm data retention, training opt-outs and admin controls for the exact plan.

Train your team

Short prompt-writing training increases value more than switching tools.

See every option we rank in AI Assistants.

Buying checklist

Before you commit, confirm each of these on the exact plan you will buy:

  • Data is excluded from training on your plan
  • Admin console and usage controls
  • File and document analysis
  • Integration with your office suite
  • Predictable per-seat pricing

Avoid these mistakes: Letting staff use personal free accounts with company data. Buying seats for everyone before running a pilot. Treating AI output as fact without review.

Frequently asked questions

Which AI assistant is best for business?

It depends on your ecosystem: Gemini for Google Workspace, Copilot for Microsoft 365, and ChatGPT or Claude as standalone assistants.

Is ChatGPT or Claude better?

ChatGPT is more versatile; Claude is often preferred for long-form writing and document analysis. Test both on your tasks.

Do these tools train on my data?

Each vendor states that business-plan data is not used for training by default. Review the terms for your plan.

Can I use more than one?

Yes. Many teams use an ecosystem assistant plus one standalone assistant.

Are free tiers safe for business?

Free consumer tiers have different data terms. Use business plans for company data.

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